How to activate BoB credit card? [In 3 easy steps]

Bank of Baroda offers the most rewarding credit cards to its customers in India. If you have applied for BoB credit card and received your card, you must activate your card to use it online and offline. In this guide, we will see how to activate BoB Credit card online in step-by-step instructions.

How to activate BoB credit card

Requirements to activate BoB Credit card online –

Please note that you cannot activate your BoB credit card before the card gets delivered to you.

  1. BoB credit card Number, Expiry date.
  2. Card Holder Date of Birth.
  3.  A registered mobile number must be with you.

Once you have all the required details with you let now know how to activate your card.

How to Activate BoB Credit Card online?

There are three steps to activating your credit card –

  1. Register Card on Website
  2. Generate PIN
  3. Enable Online Transactions

We will see each step in detail –

STEP 1 – How to register a BoB Credit card online?

  1. Open the BoB Financial Website on your computer/smartphone browser –
  2. Click on the SIGNUP option at the top of the on sign up option on bob financial website
  3. On the new page, enter your BoB credit card Number and Expiry Date.enter bob credit card number to activate it
  4. Also, enter your Date of Birth in DD/MM/YYYY format.
  5. Finally, enter the correct CAPTCHA code, accept the terms and conditions and then click on the Proceed button.
  6. You will now receive an OTP on your registered mobile number. Enter the OTP on the screen and click on Submit button.enter otp sent on registered mobile number
  7. You can now set the User ID for logging in to your credit card. Enter the User ID of your choice. The user ID can contain characters and numbers.
  8. Also, Set the Password of your choice.
  9. On the new page, you must also set the Personal message of your choice. You can enter any keyword or phrase which you can remember easily. (The personal message is used to safeguard you from phishing sites that look exactly the same as the official site. But you need to confirm your personal message every time before login in. This is how phishing sites will not be able to capture your login details.)
  10. You can now log in to the credit card by entering your username and Password.

Your card is now registered on the Website. You can now manage your card anytime by logging into the website.

STEP 2 – How to generate Bob Credit card PIN

You must create a PIN before you start using your card.

  1. In the login page, click on the ‘Requests‘ option from the main on requests option in bob financial website
  2. Then click on the ‘PIN Generation‘ option.
  3. Now, select your card from the drop-down list.enter otp to generate bob credit card pin
  4. Enter the OTP received on your registered mobile number.
  5. You can now enter the credit card PIN of your choice.enter new pin to generate bob credit card pin
  6. Again enter the PIN to confirm.

You can also set your Card PIN by calling customer care. Read how to generate BoB credit card PIN without Internet in the guide?.

The PIN for BoB Credit card is now set. You can now enable online and e-com transactions to start using the card.

STEP 3 – How to enable online transactions for BoB Credit card.

  1. Log in to your card by entering your Username and password.
  2. On the main dashboard, click on the ‘Requests‘ option from the main menu.
  3. Now, you can click on the ‘Card Limit Management‘ option from the left on credit limit manangement option for bob credit card
  4. Now, Enable Domestic Limit and E-commerce (CNP) transactions option from the page.enable domestic limit and ecom transactions for bob credit card
  5. Click on the Submit button at the bottom of the page to confirm the selection.

You can now use your card anywhere online and POS enabled stores.


We have seen three easy steps of how to activate BoB Credit card online. If you have any doubts/queries regarding the information provided in the article, please let me know in the comment section below.

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