Check CIBIL/Experian/Equifax Credit Score for free from here

CIBIL (Credit Information Bureau (India) Limited) is a credit Bureau company that keeps records of your credit/debit-related activities. CIBIL uses your PAN card to track your credit cards and loan accounts. The company gives a CIBIL score based on your timely payments and the pattern of credit usage. This CIBIL score is out of 900 and indicates how good/bad is your credit health. The more the credit score, the more the chances of getting a loan or credit card.

So if you are searching for a loan or thinking of getting a new Credit card, it is a must to know a CIBIL score first. Earlier, there was no free method to check CIBIL score, but now there are many methods to check CIBIL for free. In this guide, we will check CIBIL and other credit scores for free online by pan number from your smartphone or computer.

Things required for CIBIL credit score online by PAN number

1. You will need a PAN card to check your CIBIL on any of the methods mentioned below.
2. The mobile number for receiving OTP.

You can check your CIBIL Score and download/view your credit report for free with these two things.

Methods to check CIBIL and other Credit scores for free by PAN Card.

Some free methods are available that are easy, and you can get the Score within a few minutes.

• Paisabazzar App
• OneScore App
• Paytm App
• Amazon Pay App
• Freecharge App

We will see each method in detail –

Please note that all these methods will give you Free Score check only Once in a Month.

Method 1 – Using Paisabazaar App

From the Paisabazaar App and App, you can check CIBIL, Experian, CRIF, and Equifax credit score for free. You can refresh your CIBIL Score once in 30 days.

1. Go to the Paisabazaar CIBIL score check Website – https://creditreport.paisabazaar.com/credit-report/apply.
2. Select Gender, and enter your full name, Date of Birth, PAN, Pin code, Mobile Number, and Email address.
3. Enable Get report updates via WhatsApp, tick the mark on the consent statement(read it to know more), and then click on the Get your Credit Score button to continue.
4. Verify the mobile number by entering the OTP received via SMS.
5. On the new page, you can view your CIBIL Score and other Score.
6. You can download the latest credit score report for detailed information about your loan/credit card payments, things harming your Score, etc.

You can also view the credit report on the website by scrolling through the page.

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Method 2 – Using One Score App

OneScore is the latest App to check the CIBIL and Experian Credit score with Minimal and easy-to-use UI.

1. Download OneScore App for your Android or Apple smartphone – https://onescore.app/
2. Open the App and tap on the “Check My Score” button.
3. On the next screen, enter your mobile number, agree to the T&C statement, and tap on the “GET OTP” button.
4. You will receive an OTP on the mobile number you entered via SMS. Enter this OTP on the next page and tap on the DONE button.
5. Enter your Email ID, First Name (same as PAN), and Last Name (same as PAN), and tap on the DONE button.
6. The App will now try to reach your data from PAN. If it fails to fetch the data enter the PAN card number, Date of Birth, and Gender. Swipe right and enter the Address and PIN code.
7. The App will now verify your details and then fetch the credit score from CIBIL and Experian Beaureua.
8. On the main screen, you can now see the CIBIL Score out of 900.
9. You can also see the credit report, which contains Account age, active accounts, Closed accounts, missed payments, Credit card/Loan Enquiry History, etc.

One Score App provides free credit score checks once a month. You can check both CIBIL and Experian Score for free after 30 days.

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Method 3 – Using Paytm App

On the Paytm App, you can now get an Equifax Credit Score for free.

1. Login to Paytm from your smartphone or Website. – https://paytm.com/
2. From the Home Page of the App, tap on the Search Icon and type the “Credit Score” Option.
3. On the next page, enter your First Name, Last Name, Mobile Number, Email ID, PAN number, and Date of Birth. Then tick the mark before the “I authorize….” statement.
4. Tap on the “Submit” button to continue.
5. Paytm App will ask whether your mobile number is registered in the bank credit card/loan accounts. If yes, then tap on the Yes, Proceed button. If not, tap on No, I want to change, and then enter the mobile number linked with loan accounts/credit cards.
6. The App now fetches your Score and shows it on the screen.
7. You can view the detailed report of your loan/credit card accounts.

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Method 4 – Using Amazon Pay App

1. Tap on the “Menu” icon at the bottom.
2. Tap on the “Amazon Pay” option from the screen.
3. Scroll down and look for the option – “Manage“.
4. Now, select the “Free Credit Score” option.
5. Enter your PAN number and click on the “Verify and Continue” button.
6. On the next screen, you can now see your “CIBIL credit score“.
7. You can also view the “Full Credit report” by clicking on the option below the Score.

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Method 5 – Using Freecharge App

1. Open Freecharge App.
   Freecharge App on Playstore
   Freecharge App on iOS
2. Tap on the Financial Services option at the bottom of App app.
3. Tap on the “Check Credit Score” option from the screen.
4. You can now view the Score on the screen.
5. You can refresh the Score once in 30 days. Tap on the “Refresh” button to check the latest credit score.

Method 6 – Using GPay App

You can now check your CIBIL score for free using the most popular GPay App.

1. Open Gpay app on your Android/iOS phone.
2. Login using Fingerprint/PIN.
3. On the Homepage, scroll down at the bottom of the page.
4. Now, tap on Check CIBIL Score.
5. Enter your PAN card number.
6. You can now see your CIBIL score for free.

Frequently Asked Questions about CIBIL Score and CIBIL Report

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Summary –

In this article, we have seen different methods for CIBIL score check free online by PAN number. If you have any doubts regarding the information provided in the article, you can write to us in the comment section below.