How to enable online transaction in IDFC credit card?

IDFC credit card offers higher credit limits and more rewards. If you have an IDFC credit card, you can use it for online and Ecom transactions on the go. By default, the online transactions are turned off, and you need to enable it. In this guide, we will learn how to enable online transaction in IDFC credit card in easy steps.

Requirements to enable online transaction in IDFC credit card –

1. Registered mobile number.
2. The mobile number must be active to receive OTP.
3. IDFC net banking password.
4. IDFC Mobile App MPIN.

How to enable online transaction in IDFC credit card – Step-by-step guide.

There are two methods available –

1. Through Net Banking
2. Using Mobile App

We will see each method in detail –

Method 1 – How to enable online transaction in IDFC credit card through Net Banking?

Follow these steps –

1. Open IDFC netbanking website on your computer/smartphone browser – https://my.idfcfirstbank.com/login
2. Login to the account by entering registered mobile number and Password.
3. Enter the OTP received on your mobile number.
4. On the main dashboard, click on HAVE option from main menu.
5. Now, click on CARDS option.
6. Click on Credit Card option and then select your credit card.
7. Now, from the new page, select ‘Card Controls’ option.
8. Then turn on Online, POS and Contactless transactions as required.
9. You can also set daily limit for each channel individually.
10. Press Save changes button.
11. You will receive OTP on your registered mobile number.
12. Enter the OTP and click on Save button.

Method 2 – How to enable online transactions in IDFC credit card using Mobile App?

1. Open IDFC Mobile app on your smartphone.
2. Login using MPIN or fingerprint authentication.
3. On the main dashboard, tap on Accounts option from the bottom menu.
4. Tap on Cards option.
5. Now select your credit card.
6. Scroll down the page and tap on ‘Manage‘ option at ‘Card Controls‘ option.
7. Now, enable the online, POS and Contactless transactions as required.
8. Press Save changes button.

Your settings are now saved. You can now use your card for online, PoS and Ecom transactions.

Summary –

This guide explains how to enable online transaction in IDFC credit card by using two different methods. If you have any doubts, queries regarding the information provided in the artcile, let us know in the comment section below.