Forgot UPI PIN: How to reset UPI PIN? [In 2 minutes]

ByAbhijeet Posted on Updated on UPI, Mobile banking, Online Banking, PIN Change

UPI is a newly launched payment system in India. Under the #Digital_India campaign, UPI has emerged a lot and has become a more widely used payment method than other methods. With a variety of options, like paying using UPI ID, Account number/IFSC, using mobile number, and even using an Aadhar number, UPI payments have become the favorite of Indian Youth.

forgot upi pin

But for the UPI payments, the Six digit UPI PIN is mandatory. If you forgot UPI PIN, it will be difficult to transact and use any UPI App. If you are using any UPI app and want to reset UPI PIN, this post will be helpful for you. In this post, if you forgot UPI PIN, know how to reset and change it.

What is UPI?

A unified Payment Interface (UPI) is a technology where you can send money without having an account number but only a Unique UPI ID. With UPI you can check your balance and transfer money from your phone with or Without the Internet.

I Forgot UPI PIN – How to reset UPI PIN in just 2 minutes –

A six-digit (or 4 digits for some banks) is the authentication method to verify the transaction done via UPI. If you forget your PIN, you will get stuck, and no UPI transaction can be done. To reset the UPI PIN, you need to perform some tasks and get the job done.

A] How to change UPI PIN in BHIM App?

  1. Open BHIM App on your phone.
  2. From the main screen, tap on your Bank account at the top.
  3. Now from the newly opened screen, click on Forgot UPI PIN.
  4. Now, enter the last 6 digits of the Debit card and the Expiry date in MMYY format.
    Forgot UPI PIN: How to reset UPI PIN? [In 2 minutes] 1
  5. If you have a maestro card, just tick the mark on the Maestro card option, so that you don’t have to enter card expiry details.
  6. You can now enter the OTP received on your registered mobile number.
  7. Now you can enter your new UPI PIN.

Done! your UPI PIN is now reset, and you can use a new PIN to do transactions on UPI Apps.

Must Read – What is my UPI ID? How to find UPI ID on different UPI Payments App?

Apart from the generic process, we will app-specific processes for each popular app like PhonePe, Google Pay, BHIM, Amazon Pay, Paytm, etc.

B] How to change UPI PIN in PhonePe App?

  1. Open the Phonepe App and from the bottom menu, tap on your Profile Picture at the top of the app.
  2. Now, under the Bank accounts section, select the bank for which you forgot UPI PIN.
    Forgot UPI PIN: How to reset UPI PIN? [In 2 minutes] 2
  3. Tap on reset UPI PIN to reset it.
    Forgot UPI PIN: How to reset UPI PIN? [In 2 minutes] 3
  4. Enter your last 6 digits of the debit card number and expiry date and tap on the Continue button.
  5. Enter your new UPI pin to set it.

C] How to change UPI PIN in GPay App?

  1. Once you open the Google Pay App on your phone, tap on your name to open the profile settings.
  2. Now, tap on the Bank account option from the list.
    Forgot UPI PIN: How to reset UPI PIN? [In 2 minutes] 4
  3. Select the bank account name that you want to reset the UPI pin for.
  4. Below the bank name, you will see the Forgot UPI PIN? tap on it.
    Forgot UPI PIN: How to reset UPI PIN? [In 2 minutes] 5
  5. Enter your last 6 digits of the debit card number and expiry date and tap on the Continue button.
  6. Enter your new UPI pin to set it.

Also Read – How to remove bank account from UPI Apps?

How to reset UPI PIN without Debit card?

Currently, you cannot reset your UPI PIN without a debit card, but from March 15, 2022, you will be able to activate and reset your UPI using Aadhar-based OTP. RBI has released a new rule that states you can now use your Aadhar-linked mobile number to receive an OTP sent for activating or resetting UPI.

Currently, PhonePe is offering you to change UPI PIN by using Aadhar OTP. You will need to update your PhonePe App and then follow the UPI PIN reset step.

A] How to reset UPI PIN in PhonePe without Debit card?

  1. Select ‘Don’t have ATM Card’ and then select Addhar-based OTP verification option.
  2. You will receive an OTP on your Aadhar registered mobile number.
  3. After entering the OTP you can now enter your new UPI PIN.

B] How to reset UPI pin in google pay without Debit card?

Currently, Google Pay is not providing the option to change UPI PIN if you don’t have an ATM card. But as per RBI Guidelines, Google Pay will soon provide a feature that lets you reset UPI PIN without Debit Card.

More UPI Apps will roll the update that will enable you to reset UPI PIN without Debit card by using Aadhar details and OTP. We will update this article and show you the steps for every app that will let you change UPI PIN without debit card.

Summary –

We have seen the solution to everyday tasks about UPI – i.e. – forgot UPI PIN. You come to know how to reset UPI pin in BHIM, PhonePe, and Google Pay for any of the banks linked to that app. In case you have any difficulty resetting your UPI PIN, then feel free to write it down in the comment section below.

As a finance enthusiast and experienced blogger in the banking niche, I'm dedicated to providing accurate, reliable information. With a focus on empowering readers to make informed financial decisions, I prioritize transparency and expertise in every piece I write.

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56 Comments

  1. i forgot my upi pin and i dont have an atm card. how do i reset the pin? the bank account is of sbi

  2. Hi, i am followed all instructions the UPI pin change and forget pin options, i have get all message and inter 6digit number everything but again indication error(wrong UPI pin after new pin seting) what can I do ?anybody to help me

  4. Phonepe upi pin customer care number 637-228-5244 All Problem Type Now Just Call Me

  5. Hello… I missed my old ATM card and forget that card number. I forget my UPI pin, it requires old ATM Card Number. What i want to do reset my UPI pin with New ATM card

  8. I want to change my upi pin because I forgot old one and I don’t have my card

  10. There is no option of reset of upi pin
    And no option of forgotten upi pin in all the apps i.e. Bhim. Google pay. PhonePe
    Pls help

  12. May phone pay google pay paytm upi pin set nhi ho rha valid card details show ho rha he please help me. Note. Mera card block ho rha he 2 month say

  16. You cannot reset UPI PIN without Debit card. Order new card from the bank and then you can change your PIN.

  17. I know my upi pin. Lekin mera 24 hours bad bhi unblock nahi hua upi pin.

  19. I have karnataka bank account I forgot upi pin try to reset pin but not getting otp please resolve

  20. My Google pay is not working because of wrong UPI attempts in March 21. I want to reset new UPI PIN to start

  21. My Google pay is not working because of wrong UPI attempts in March 21. I want to reset new UPI PIN to start

  22. i want my amount becouse nufortunatly less my account please my return my amount rs. 3500 frod with me

  25. article me diye steps ko exactly follow kare. aur apna debit card sath me rakhe

  33. in google pay, I have account for ICICI bank. I forgot my upi password. Lost the atm card months back. don’t know how to change upi pin. Kindly help.

  34. Hi, krupya aapan dilelya steps vachun aaple bank aaccount google pay la link karu shakta.

  35. Pranay dewale new sbi upi account add kara sbi upi idee activation kara and google pay account add kara sbi

  36. I haven’t changed my UPI pin but it’s showing incorrect, why? I have lost my atm,I don’t remember my last 6 digit no. How do I reset? I have tried many times. I don’t understand why my UPI pin is showing wrong.i ain’t even able to change it.

  41. 1) ATM CARD INVALID
    2) UPI PIN HAS FORGOTTEN
    3) CAN NOT REST MY PIN

    HOW CAN I GET UPI PIN, PLEASE ADVICE

  42. how to transfer money from my account to another sbi account if I don’t have debit card or internet banking?And how to activate internet banking without contacting home branch?

  46. I have new atm card and old atm card is missing , so how to reset my upi pin I’d
    With new atm card no

  48. I’m trying to reset my upi pin but it’s saying it is temporarily blocked and try after some time. I also tried after some time but it’s again giving the same message.Give me some solution.

  49. Please change the PIN of your ATM card through ATM or Internet banking, then you can easily change UPI PIN

  50. 1) ATM CARD INVALID
    2) UPI PIN HAS FORGOTTEN
    3) CAN NOT REST MY PIN

    HOW CAN I GET UPI PIN, PLEASE ADVICE

  51. Unable to reset UPI pin.it says wrong information and card details wheraa all the details are correct

  55. Not able to reset upi pin in bhim app. After entering card details the app searches for the OTP sent and hangs.