How to do IOB mobile banking registration online in 5 minutes

Indian Overseas Bank provides mobile banking to its customers for easy access to their accounts on mobile phones. You can manage your account, do transactions, check the balance using IOB mobile banking facility. In this guide, we will see how to do IOB mobile banking registration online with step by step guide in a detailed manner.

How to do IOB mobile banking registration online in 5 minutes 1

Things required for IOB mobile banking registration online

  1. Mobile Number – Your mobile number should be registered with the bank to activate IOB mobile banking.
  2. The mobile number should have an active plan to send and receive SMS.
  3. Internet connection on the mobile to download and use IOB mobile App.

Must Read – How to solve BHIM App “UPI registration failed” issue

How to do IOB Mobile banking registration online

Follow these simple steps to activate iob mobile banking

  • Step 1: At first, download the IOB Mobile App on your mobile from the Playstore/App store.

    Download IOB Mobile App for Android

    Download IOB Mobile App for iOS

  • Step 2: Open the App and allow SMS and call permission. (for sending and receiving verification messages and detecting the mobile number)
  • Step 3: Now, skip the Introduction pages and then Select the SIM card which is linked to the bank and then click on the Send SMS button.select sim card
  • Step 4: The app will now send a verification SMS and retrieve the information from the bank server to display the mobile number linked with the bank.
  • Step 5: Click on the PROCEED button to activate iob mobile banking.check registered mobile number in the bank
  • Step 6: On the new popup window, your account number will be displayed. Check if its correct and then click on the CONFIRM button.check account number and confirm
  • Step 7: Once confirmed, you will be able to create an MPIN of 4 digits.enter iob mobile mpin
  • Step 8: On the new popup screen, the message shows OTP has been sent to your mobile number.
  • Step 9: Enter this OTP on the new screen and click on the VERIFY OTP button. If you don’t receive OTP after waiting for 5 minutes, click on the Regenerate OTP button.enter otp for iob mobile banking activation
  • Step 10: Once the OTP is verified, you can create a Login password, re-enter the password and click on the SUBMIT button.create login password for iob mobile app login
  • Step 11: Done, your IOB mobile banking registration has been completed, and the same will be displayed on the new popup window.iob mobile banking registration completed

You can now login with the Login password (and accept terms and conditions for the first-time log in).

Features of the IOB mobile banking App. What you can do with the IOB mobile banking App?

  1. Balance Enquiry
  2. Mini statement
  3. Statement download in PDF
  4. Fund Transfer through NEFT
  5. Find transfer through IMPS
  6. Credit Card Payment
  7. Mobile, DTH recharge
  8. Cheque book request
  9. Debit card blocking
  10. And many more

Must Read  – How to check bank account balance without internet on mobile.

Safety precautions to take while using the IOB mobile banking App

You must follow the safety tips provided by the bank to secure your account and your money.

  1. Always enable the Security Password, PIN, Pattern on your phone so that no other unauthorized person can get hold onto your mobile phone and IOB app.
  2. Do not share your mobile app login password to anyone.
  3. The four-digit MPIN is required for fund transfers only. Do not share or enter this MPIN in front of anyone.
  4. Do not respond to calls who ask your pin, OTP overcall.
  5. The bank never calls you to ask the app password, account number, MPIN, OTP, etc. So never tell anything on call or SMS to anyone.

How to get BOI mini statement using IOB mobile banking app

  1. Log in to the app using App password you set during activation.
  2. Now, from the home page, click on the Account option.
  3. On the new screen, select your account number.
  4. now, from the new page, you will get the account balance. Here, select the MINI STATEMENT button.mini statement on iob mobile
  5. You can now view the last 10 transactions of your selected IOB account.

Summary

You can do IOB mobile banking registration online by sitting at home and without visiting the bank branch. If you have any queries regarding the information provided about iob mobile banking activation, you can feel free to write below in the comment section.

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7 Comments

  1. I have downloaded IOB app registered for mobile banking and created password for opening the app but for electricitybill House tax water tax recharge fund transfer I need m pin I am not able to reach the bank due to corona pandemic situation for generate the Mpin any other way get Mpin iam 84 yrs old female my son Reach the bank with request letter which I signed but bank staff says she should come in person any remedies

  2. I have downloaded IOB app registered for mobile banking and created password for opening the app but for electricitybill House tax water tax recharge fund transfer I need m pin I am not able to reach the bank due to corona pandemic situation for generate the Mpin any other way get Mpin iam 84 yrs old female my son Reach the bank with request letter which I signed but bank staff says she should come in person any remedies

  3. சார் மொபைல் பேங்கிங் ஐஓபி மொபைல் app டவுன்லோட் செய்துவிட்டேன் ஆனால் பணம் ட்ரான்ஸ்பர் செய்யவும் ரீசார்ஜ் செய்யவும் mpin தேவைப்படுகிறது அதை generate செய்து கொடுக்க மாட்டேன்னு சொல்றாங்க பேங்க் ஊழியர்கள் நான் நேரில் வர வேண்டுமா எனக்கு வயது என்பது மேல் ஆகிறது என்னால் நடக்க முடியாது வேறு என்ன வழி நீங்க என்ன உதவி செய்ய முடியும்