HDFC transfer limit for new beneficiary other bank
HDFC Bank Internet Banking and Mobile Banking has an IMPS/NEFT/RTGS mode of transactions for free of cost. You can easily add Beneficiary in HDFC bank through Net banking and Mobile Banking. After adding Beneficiary, you need to wait for some time to get it activated. Also, there is some limit associated with the newly added beneficiary. In this guide, we will see the HDFC transfer limit for new beneficiary other bank transaction.
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What is the HDFC transfer limit for new beneficiary other Bank?
If you have added a Beneficiary Now, you need to wait for 30 minutes to get it activated. Once the activation is done, you will receive an SMS and email about it. After the beneficiary activation, you can start sending money via IMPS, NEFT, or RTGS. But for some period, there is a transfer limit imposed by bank as per RBI guidelines. This limit is done to reduce fraud transactions.
For the first 24 hours, the HDFC transfer limit for New beneficiary other Bank is –
HDFC transfer limit for new beneficiary other Bank –
For NEFT, the transfer limit is INR 50,000/-
For IMPS, the transfer limit is INR 25,000/-
For RTGS, you cannot do any transfer within 24 hrs.
After 24 Hrs, you can transfer the money as per your Third Party Transfer Limit (TPT). You can change your limit as per your requirement. Read this guide to learn how to change TPT limit for HDFC Bank?
How to transfer money without adding beneficiary HDFC?
After Adding a beneficiary, you must wait at least 30 minutes to send small amounts or wait for one day if your transfer amount is 50,000. If you have to transfer the money to someone immediately, HDFC bank provides a facility to do that.
You can use UPI to send money instantly up to 1 lakh rupees that too without adding a beneficiary.
Within an HDFC Bank app or any other third-party UPI App such as PhonePe, you can easily send the money by entering the receiver’s account number and IFSC code.
FAQ about HDFC transfer limit for new beneficiary other bank –
How much can we transfer after adding beneficiary?
There is a limit to how much money you can transfer within 24 hrs in HDFC. For NEFT/IMPS and RTGS you cannot transfer more than 50,000 rupees.
How much can I transfer after adding beneficiary HDFC NEFT?
You can transfer 50,000 rs via NEFT within first 24 hrs of adding beneficiary in HDFC bank. After 24 hrs, you can transfer the amount as per you third party transfer limit.
How much can I transfer after adding beneficiary HDFC RTGS?
You cannot transfer any amount via RTGS for the first 24 hrs of adding beneficiary in HDFC bank. After 24 hrs, you can transfer the amount as per you third party transfer limit.
How can I transfer money from HDFC to other bank?
You can transfer the money by using NEFT, IMPS and RTGS through Net banking or Internet Banking. You can also use UPI to transfer money instantly to any bank account in India.