How much money we can transfer from Yono SBI? 6 Easy Ways to transfer money through Yono.

State bank of India has a mobile banking app known as You Only Need One (YONO), which provides almost every digital Banking feature that you can avail yourself of through internet banking or by visiting a bank branch. With Yono, you can transfer money using NEFT/IMPS and even with UPI. In this guide, we will see how much money we can transfer from Yono SBI App.

How much money we can transfer from Yono SBI

Things required to transfer money using Yono SBI App

  1. SBI Internet Banking Username and password.
  2. The registered mobile number must be with you and active to receive OTP via SMS.
  3. Beneficiary Account Number, IFSC code, and mobile number.
  4. Beneficiary UPI ID (for UPI transfer)
  5. Beneficiary MMID to transfer using the Mobile+MMID method.

How much money we can transfer from Yono SBI?

Using Yono App, you can transfer money via various modes of payment. We will see each method and its total allowable transfer limit-

    1. Using NEFT – Yono App NEFT mode is limited to 10 Lakh in 24 hrs.
    2. Using IMPS – up to 2 lakh
    3. Using RTGS – 2 lakh to 10 lakh
    4. Quick Transfer IMPS – Maximum 25, 000
    5. mCash – 1101 per transaction, 2202 in a day, and 5101 in a month. Charges, Rs. 2.5 + taxes per transaction
    6. UPI – 1 lakh per transaction per day

Here is the table for each transaction mode, its transfer limit, and other features –

How much money we can transfer from Yono SBI? –

 Mode

 Transfer Limit

 Require to add a beneficiary?

 Charges

NEFT Rs. 10 Lakh Yes  Nil
 IMPS Rs. 2 Lakh Yes Nil
 RTGS Rs. 2 Lakh to Rs. 10 Lakh Yes Nil
Quick Transfer Rs. 25,000 per transaction No Nil
SBI mCash Rs. 1,101 per transaction, Rs. 2,202 in a day, and Rs. 5,101 in a month No Rs. 2.5 + tax per transaction
UPI Rs. 1 Lakh per transaction per day No Nil

So if you want to transfer the maximum amount of money in a day –

Use NEFT + RTGS + IMPS + UPI + Quick Transfer + mCash = 10 lakh + 10 Lakh + 2 Lakh + 1 Lakh + Rs. 25,000 + Rs. 2,202 = 23,27,202 Rs.

“The maximum money we can transfer from Yono SBI is Twenty Three Lakh Twenty Seven Thousand Two Hundred and Two Rupees in a Single Day

How to transfer money from Yono SBI App?

Now that you know how much money we can transfer using the Yono SBI app know how to transfer the money using various payment modes given in the above table –

  1. NEFT/IMPS/RTGS – Login to Yono SBI App and add a beneficiary to use this feature. After adding a beneficiary, select NEFT/IMPS option and enter the account details.
  2. SBI Quick Transfer – This method doesn’t require you to add a beneficiary and wait for its activation. Read a detailed guide on how to transfer money using SBI Quick Transfer mode.
  3. mCash – This mode also doesn’t require beneficiary addition. Read the detailed step-by-step guide on how to send money using the SBI mCash feature.
  4. UPI – Use any UPI App (such as GPay) to send the money without knowing account details. You can also use the SBI Yono UPI feature to transfer money.

How to transfer more than 1 lakh in SBI Yono app?

You can transfer more than 1 lakh in SBI Yono using NEFT and RTGS features. You can also use IMPS to transfer amount more than 1 lakh.

Summary –

We have seen how much money we can transfer from Yono SBI app within a day. In case you have any doubts/queries regarding the information provided in this article, you can write to us in the comment section below.

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13 Comments

  1. Not able to transfer amount more than 1 lkh in yono app. Kindly guide . Though beneficiary is added 2 days before

  2. After successfull transaction made to the benificiary through Yono App, the same amount returned back from Benificiary Account to Payee Account. What is the reason and how to solve it.

  3. Sir I m not able to make payment of 25000 through YONO UPI its showing something first transaction limit exceede what do I have to do now ?

  4. Can I transfer 10 lacs post payee registration thru YONO app?
    & how much is the cooling period .. 24 hrs ?

  5. I wanted to do transaction 10 lakh from SBI (MOBILE BANKING)- YONO to my own Indian Bank Account. Can we do it through NGFT from Mobile Banking. Can you give steps or procedure to do it.

  6. I wanted to neft over 5 lakh in yono I tried but it shows the maximum limit is 25 thousand. How should I neft? Can you please explain the procedure?

  7. After adding a new beneficiary in YONO app what is the cooling period and are there any further transaction limits during the cooling period.

  8. I use SBI yono regularly.but I want to know about transaction limit.
    I use bhim UPI under SBI yono.
    Can I send 1 lakh to another through bhim UPI id.
    Please tell me quickly.

    An other question is ….through SBI yono mobile banking …can I transfer 1 lakh rupees at one time in a single day .please reply quickly.